I am so pissed at myself. Two years ago, I was a much different person in terms of fiscal responsibility. I paid several bills late, mostly because I was so frazzled I couldn't think straight. But excuses don't matter, the only thing that matters is that paid them late. And in so doing, I shot my credit rating in the foot.
With a hollow tipped round.
Fired from a bazooka.
At point blank range.
Now I have this crazy idea in my head I should buy a house. But my credit rating.... oh, that poor, poor credit rating. I fear it will be my downfall.